![]() ![]() ![]() ![]() The Consumer Financial Protection Bureau (CFPB) recommends creating a budget spreadsheet/worksheet to track your income and expenses to assist you in creating a realistic budget for yourself. This helps you to see how much income you have, as well as how your money is spent, which allows you to budget your money appropriately for your needs. Much like a business, a person benefits from using a spreadsheet for their finances because it places all the information in one easy-to-read place. Since then the technology has been adopted by businesses, banks, and governments, who use spreadsheets for creating budgets, tracking spending, and creating reports for their financial matters. Managing your personal finances can appear to be a daunting task, but it doesn't have to be- budgeting and personal finance spreadsheets are readily available online.ĭan Bricklin and Bob Frankston created the first financial spreadsheet program in 1979. Budgets help you plan for your monthly expenses, activities, needs, and even your financial future. One of the best methods for managing personal finances is to create a budget.Ĭreating a budget can help keep your finances organized while controlling the amount of debt you might require to live the way you want. Note: Make sure each Unique ID is listed only once in the tablearray (on the second spreadsheet) so that vLookup retrieves the correct value. In this example, Excel looks up Campus ID 555123123 in the first highlighted column of Spreadsheet 2. Basic living expenses need to be maintained for a reasonable quality of life-which can be attained by most people if they manage their finances correctly. In Spreadsheet 2 highlight the table containing the info you want, starting with the Unique ID. Use Google Sheets to track projects, analyze data and perform calculations. Money, without a doubt, is necessary for life. ![]()
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January 2023
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